INSURANCE CLAIMS- HOW IT WORKS

1.) Professional Inspection

Contact Egis Roofing & Construction to perform a thorough inspection of your roof to determine if there is significant damage that warrants filing a homeowners insurance claim. As a professional roofing contractor, our expertise will help verify the extent of the damage and guide you through the process.

2.) Policy Review

Review your insurance policy, including details such as coverage limits and deductibles. Understanding these terms will help you navigate the claims process more effectively.

3.) Filing the Claim

Contact your insurance company's claims department to initiate the process, or we, as your trusted contractor, can assist you in filing the claim. Our team will provide the necessary details and documentation, including photos and an estimate for roof replacement, to support your claim.

4.) Documentation

As your contractor, we will document all the storm damage with corresponding photos and provide you with an estimate for the roof replacement. This documentation will be essential in ensuring that your claim is appropriately addressed and reimbursed.

5.) Adjuster Appointment

The insurance company will schedule an appointment for an adjuster to evaluate the damage independently. We will be present during this appointment to ensure that all damage is properly noted and documented.

6.) Claim Approval and Contract Signing

If the insurance company approves your claim, it's time to select the color for your new shingles!

7.) Scheduling and Material Delivery

After claim approval and contract signing, we will notify you, usually within a few business days, of the tentative date for material delivery and roof installation. This ensures transparency and keeps you informed about the project timeline.

8.) Roof Installation

Our skilled team at Egis Roofing & Construction will proceed with the roof installation, typically completing the work in just one day. We prioritize efficiency and quality to minimize any inconvenience to you.

9.) Direct Invoicing and Supplement Release

As your contractor, we will directly invoice the insurance company for the remaining funds to be released. This will include the depreciation value and any additional supplements approved during the claims process. It's important to note that these funds will be insured directly to you, the homeowner, and not to Egis Roofing & Construction.

10.) Final Payment

Once the remaining funds are released, we kindly request that you provide the final payment to Egis Roofing & Construction as soon as possible. Upon receiving this payment, we will provide you with a lien waiver/paid in full receipt and any warranty information related to the roof installation.

By following this process, homeowners can effectively navigate the insurance claims process while relying on the expertise and professionalism of Egis Roofing & Construction. Throughout the process, we’ll work closely with you, the insurance company, and any other parties involved, ensuring that the roofing repairs are done to code and to the satisfaction of everyone involved. It's important to note that each insurance policy is different, and the process may vary depending on the policy and extent of the damage. Feel free to reach out to us at any stage of the process if you have questions or require assistance.

THE SOONER THE BETTER

Insurance companies are more likely to approve claims for storm damage within a short time period rather than waiting because it allows for a clear and obvious link between the damage and the storm event. Storm damage is typically covered by insurance policies, and the sooner the claim is filed, the easier it is for the insurance company to assess the extent and cause of the damage.

By promptly reporting storm damage, you can provide the necessary evidence and documentation required for the insurance company to process your claim more effectively. It gives them a clearer understanding of the situation and increases the likelihood of an approved claim, covering the cost of necessary repairs and mitigating any potential financial burden on you as the policyholder.